Sanjay Kumar
Chief Technology Officer at XiFin, Inc.
San Diego, California, United States
About Sanjay Kumar
Sanjay Kumar is Chief Technology Officer at XiFin, Inc. Location: San Diego, California, United States.
Technology executive with 20+ years building products, scaling engineering organizations and driving enterprise value across healthcare SaaS, fintech, and platform businesses. I turn AI and cloud strategy into measurable margin and growth outcomes, partnering with C-suite, boards, and investors on portfolio-level value creation. SIGNATURE ACHIEVEMENTS: - Scaled a $700M SaaS portfolio (40+ products) from mid-single-digit to double-digit growth, expanding margins from 22% to 33% and exceeding Rule of 40 targets - Shipped XiFin's first production agentic AI product, an autonomous appeals agent, and founded ResMed's AI Core Group, embedding GenAI and ML into core clinical and revenue workflows - Drove 25% developer productivity gains through AI-assisted software development at ResMed and XiFin, with structured change management across 650+ engineers - Delivered $60M+ in AWS cloud migration savings across Intuit, ResMed, and Teradata, with zero production incidents - M&A experience across the full spectrum, from small tuck-in acquisitions to a ~$1B cross-border deal, leading engineering and product integration and aligning technology across US and European business lines - Built global engineering centers in India and Poland to scale delivery capacity and cost efficiency
Skills
Additional experience
Chief Technology Officer, SaaS Business — MatrixCare, Brightree, Medifox-Dan
ResMed
December 2021 – December 2025
Education
- Master of Business Administration (M.B.A.), Southern Methodist University
- Engineering , Indian Institute of Technology, Roorkee