Sanjay Kwatra

Chief Technology Officer at Stealth FinTech Startup

Los Angeles Metropolitan Area, United States

About Sanjay Kwatra

Sanjay Kwatra is Chief Technology Officer at Stealth FinTech Startup. Location: Los Angeles Metropolitan Area, United States.

Product and Data Strategy Leader with extensive experience driving transformation of fragmented data, analytics, and AI environments into secure, scalable, production-ready and business-consumption-ready platforms, that directly correlate to business outcomes, with a direct line of sight to commercial success. Areas of expertise include monetization of data, commercialization through "Data as a Product", Identity Intelligence, Fraud Analytics, AI/ML-powered decisioning in financial services and fintech. I bring extensive experience across Oracle, Experian, and from the current startup, spanning data platforms, enterprise cloud architecture, AI/ML pipelines, ML Ops, MCP-driven assets, A2A pipeline driven identity graphs, predictive analytics, and regulated-industry modernization. Recent work includes architecting AWS-based AI/ML and data pipelines using SageMaker Unified Studio, Lambda, Event Bridge, multi-modal & multi-model ingestion, and customer identity graph patterns, reducing cloud costs by 59% while enabling near-real-time business continuity. I have also led ML Ops and GenAI initiatives for classification, churn prediction, conversion propensity, demand prediction, and customer analytics use cases. At Oracle, I served as an enterprise cloud architect and trusted advisor to regulated-industry customers, leading secure cloud adoption, enterprise modernization, cloud data platform architecture, Autonomous Database, microservices, Vector DB, RAG, and AI-powered data platform initiatives. At Experian, I led data and analytics platform strategy across credit and identity portfolios, integrating risk-driven decision intelligence and customer segmentation. Focus areas: • Data Product Management & Commercialization • Decisioning & Risk Analytics • Data Governance, Explainability & Regulatory Readiness • Product Roadmaps, GTM Strategy & Customer Adoption • AI/ML solution architecture • MLOps and model lifecycle • Customer 360 and identity graph patterns • Multi-cloud data platforms • Lakehouse and data modernization I am known for being highly strategic and deeply customer-focused, consistently building long-term relationships that go beyond transactions, delivering solutions that balance business outcomes, user trust, and innovation. I hold a Master's in Industrial Engineering from Louisiana State University and a Bachelor's in Mechanical Engineering from Delhi Technological University.

Skills

  • Alternative Data
  • Identity Resolution and Identity Graph
  • Credit Risk and Credit Analytics

Additional experience

  • Director, Database Security, Product Development, Oracle Corporation

    Oracle

    January 2022 – September 2024

Education

  • M.S., Louisiana State University
  • BS, Delhi Technological University (Formerly DCE)