Raj Sadagopan

Chief Technology Officer at Emm Loans llc

Collegeville, Pennsylvania, United States

About Raj Sadagopan

Raj Sadagopan is Chief Technology Officer at Emm Loans llc. Location: Collegeville, Pennsylvania, United States.

I build the technology backbone that makes mortgage lending faster, smarter, and more scalable. With 22+ years spanning mortgage operations, consumer lending, and enterprise technology — from Ditech/GMAC Mortgage through NewRez to EMM Loans — I sit at the intersection of financial services strategy and digital execution. I've led large-scale process automation programs, implemented RPA solutions that eliminate manual bottlenecks, and driven loan origination system strategy across both bank and non-bank environments. What I bring to the table:  End-to-end mortgage lifecycle expertise — origination through servicing and secondary markets  Digital transformation: replacing legacy workflows with AI-assisted decisioning and automated pipelines  LOS strategy and vendor management (Encompass, ICE Mortgage Technology ecosystem)  Building high-performance technology teams inside regulated, compliance-first environments  Translating complex technical roadmaps into business outcomes that drive profitability As CTO of EMM Loans, I'm architecting the infrastructure of a modern, data-driven mortgage lender — leveraging automation, cloud, and AI to compress cycle times, cut cost per loan, and deliver a borrower experience that competes with the biggest names in the space.

Skills

  • SDLC
  • Robotic Process Automation (RPA)
  • Business Process Improvement

Additional experience

  • Program Manager

    NewRez LLC

    August 2016 – July 2020

Education

  • Master's degree, Clarkson University
  • B.E, National Institute of Technology Surat