Charleston Malkemus

Chief Technology Officer at Capital One

San Francisco, California, United States

About Charleston Malkemus

Charleston Malkemus is Chief Technology Officer at Capital One. Location: San Francisco, California, United States.

EXECUTIVE PROFILE Technology executive with a track record of building and scaling large consumer platforms, modernizing enterprise systems, and building high-performing engineering organizations. Currently CTO of CreditWise at Capital One, responsible for driving platform transformation, performance, and growth for our 70M+ users. Expert in scalable consumer platforms, applied AI/ML capabilities, and cloud-native architectures. Proven ability to lead across organizations of 1,000+, deliver at scale, and align technology strategy with business outcomes to produce significant user and revenue growth. HIGHLIGHTS - Scaled consumer products to 100M+ users across web and mobile platforms multiple times - Delivered 80% user growth and 50%+ revenue growth through platform and product transformation - Built and deployed machine learning systems generating ~$1B in business value - Drove enterprise transformation initiatives unlocking $3–5B in potential value - Built AI native teams leveraging the speed of agentic workflows and continuous delivery

Skills

  • Mobile Application Development
  • Web Application Development

Additional experience

  • Chief Architect, Customer Servicing & Experiences

    Capital One

    August 2021 – October 2024

Education

  • Bachelor of Arts - BA, University of Pennsylvania
  • University of California, Berkeley