Bala Vadhiyar

Chief Technology Officer (CTO) at JPMorganChase

Dallas-Fort Worth Metroplex, United States

About Bala Vadhiyar

Bala Vadhiyar is Chief Technology Officer (CTO) at JPMorganChase. Location: Dallas-Fort Worth Metroplex, United States.

Results-driven technology executive leading enterprise AI transformation — directing a large global engineering organization behind platforms supporting Consumer & Community Banking risk technology at JPMorgan Chase. Focus: moving large financial institutions from human-assisted AI to fully autonomous, continuously governed operating models, where AI accelerates delivery, continuous decisioning replaces batch-era risk processes, and a governance layer lets business leaders see and trust what AI is doing at every step. Steered large global technology teams in matrix environments supporting consumer and commercial banking, corporate functions, and regulatory compliance. Built and scaling a production agentic AI ecosystem , redesigned the organization itself around that shift, and partnered directly with senior stakeholders to deliver transformation programs that reduced cost, cut decisioning latency, and unlocked new revenue and risk-reduction opportunities. Expertise: - Agentic AI & Autonomous Systems (LangChain/LangGraph, AgentSDKs) - AI Governance & Model Risk Management (MRM) - Generative AI / LLM Architecture (RAG, Vector DBs, Knowledge Graphs) - Continuous Risk Decisioning & Transformer Models - Cloud & MLOps (AWS, MLflow, SageMaker) - Talent Acquisition & Organizational Design - Data Management & Governance - Strategic Planning & Transformation Programs - Finance, Risk & Treasury - Regulatory Compliance (CCAR, MRM) - Stakeholder & Executive Partnership

Skills

  • Agentic Automation
  • Data
  • Analytics and AI
  • Business Continuity

Additional experience

  • Managing Director - Head of Data and Analytics - Consumer and Community Banking Risk Technology

    JPMorganChase

    April 2023 – December 2024

Education

  • Executive MBA, Drexel University
  • Bachelor of Engineering (B.E.), Thiagarajar College of Engineering